Beginner
5 min read

Ethereum and Smart Contracts

Ethereum is a programmable blockchain where applications run as smart contracts.

Programmable settlement

Ethereum extends the ledger idea by allowing code — smart contracts — to run on the network. Contracts execute automatically when their conditions are met, without an intermediary.

Ether (ETH) is the asset used to pay for that computation, in fees commonly called gas.

What gets built on it

Lending protocols, exchanges, stablecoins, tokens and collectibles. This ecosystem has produced both genuine engineering and enormous amounts of fraud.

Extra risks

Smart contracts can contain bugs. Code that holds funds has been exploited many times, and there is often no recourse when it happens.

Why this matters

Understanding smart-contract risk explains why 'the code is audited' is not a guarantee.

Terms used in this lesson

Ethereum
A programmable blockchain on which applications run as smart contracts.
Smart contract
Code on a blockchain that executes automatically when its conditions are met.
Gas
The fee paid to execute a transaction or smart contract on Ethereum.
Stablecoin
A crypto token designed to hold a steady value, usually against a currency such as the U.S. dollar.
See the full glossary
Written by
Suggested Investments Research Team
Content type
Educational article
Published
2026-09-13
Last reviewed
2026-09-13

Sources and methodology

Educational content only. This lesson is not investment, tax or legal advice and does not recommend buying or selling any specific investment. All investing involves the risk of loss.