Course 7 of 8
Money, Accounts, Taxes & Fees
The practical machinery around investing: accounts, taxes, costs and cash.
6 lessons · about 27 minutes
These lessons cover the mechanics that quietly shape results: which account you use, how investment income is taxed, what fees really cost over decades, and the role cash and bonds play. Tax rules vary by country and change over time — nothing here is tax advice.
- 01
Choosing an Account Type
Beginner5 minThe account wrapper decides your tax treatment and your access rules.
- 02
Taxes for Investors
Intermediate6 minTaxes are triggered by events, and holding periods change the treatment.
- 03
Fees: Small Percentages, Large Costs
Beginner5 minFees are charged on the entire balance every year, so they compound against you.
- 04
Cash, Bonds and Stability
Beginner5 minStable assets exist to fund near-term needs and to reduce the volatility you must endure.
- 05
The Emergency Fund
Beginner3 minA cash reserve is what prevents forced selling at the worst possible time.
- 06
Automating Contributions
Beginner3 minAutomation converts intention into behaviour and removes timing decisions.